🏥

Ayushman Bharat Card (PM-JAY)

₹5 Lakh cashless health cover per family, Senior Citizen 70+ card, eligibility check & online PDF download

Visit Official Portal →
📝 Reviewed by: India Docs Portal Editorial Team📅 Last updated: August 28, 2026Sources: Official .gov.in portals

Quick Answer

💡 The Ayushman Bharat Card (PM-JAY) provides ₹5,00,000 per family per year for free cashless hospitalization at 28,000+ empanelled hospitals across India. All eligible families and Indian senior citizens aged 70+ can check eligibility and download their official QR-coded Ayushman Card PDF online via the official portal beneficiary.nha.gov.in using Aadhaar OTP e-KYC.

Quick Information

⏱️ Processing Time

Instant after online Aadhaar OTP / Face Auth e-KYC

💵 Fees

100% Free (Government of India initiative)

✅ Eligibility

Families identified under SECC 2011 / state NFSA ration databases, plus all Indian senior citizens aged 70+ regardless of family income (Ayushman Vay Vandana Card)

Who Needs This Document?

Low-income families listed in SECC/Ration Card databases, ASHAs, Anganwadi workers, and ALL senior citizens aged 70 years and above seeking ₹5 Lakh annual cashless hospitalization cover

Required Documents

  • Aadhaar Card (linked with active mobile number for OTP)
  • Ration Card / Family ID / NFSA Card
  • Active smartphone with camera (for Face Authentication in Ayushman App)

How to Apply for Ayushman Bharat Card (PM-JAY)

1

Visit Official NHA Beneficiary Portal

Go to the official National Health Authority portal (beneficiary.nha.gov.in) or open the official 'Ayushman App' from Google Play Store.

2

Log In as 'Beneficiary'

Select the 'Beneficiary' radio button, enter your 10-digit mobile number, and enter the OTP received via SMS.

3

Search by Aadhaar or Family ID

Select your State, District, and Scheme (PMJAY). Search using your Aadhaar Number, Family ID (Ration Card number), or PMJAY ID.

4

Complete Aadhaar e-KYC

If your status displays 'Unverified' or 'Identified', click on the e-KYC icon. Authenticate using Aadhaar OTP, Fingerprint scan, or Face Authentication on the mobile app.

5

Download Ayushman Card PDF

Once e-KYC shows 'Approved', click the download icon next to each verified family member's name to save the official QR-coded Ayushman Card PDF.

📝 How to Update Ayushman Bharat Card (PM-JAY)

To update your mobile number, photo, or correct details on your Ayushman Card:

1

Log in to Beneficiary Portal

Log into beneficiary.nha.gov.in with your mobile number and OTP.

2

Click 'Re-do e-KYC'

Locate the member whose details need updation and select 'Re-do e-KYC'.

3

Authenticate with Aadhaar

Perform Aadhaar OTP verification to pull your latest updated photo and address from the UIDAI database.

4

Download Updated Card

The updated Ayushman Card will be available for instant download once the system matches your credentials.

⬇️ How to Download Ayushman Bharat Card (PM-JAY)

Download your official digital Ayushman Bharat Card (PM-JAY) in PDF format:

1

Visit beneficiary.nha.gov.in

Open the official National Health Authority beneficiary portal.

2

Beneficiary Login

Enter your mobile number, click 'Verify', and submit the OTP.

3

Search by Aadhaar Number

Select your state, district, scheme PMJAY, and input your 12-digit Aadhaar number.

4

Click Download Card

Click the download icon next to the verified family member, authenticate via Aadhaar OTP, and save the PDF.

🔍 How to Check Ayushman Bharat Card (PM-JAY) Application Status

Check your Ayushman Bharat eligibility and e-KYC status online:

1

Open Beneficiary Portal

Navigate to beneficiary.nha.gov.in or open the Ayushman App.

2

Search Family Record

Search by State and Ration Card (Family ID) or Aadhaar Number.

3

Check Status Badge

Review status: 'Identified' (pending e-KYC), 'Verified' (KYC complete), or 'Card Generated' (ready for download).

⚠️ Common Mistakes to Avoid

  • Visiting fraudulent third-party portals charging fees for Ayushman card download — the official portal (beneficiary.nha.gov.in) is completely free
  • Name or date-of-birth mismatch between Aadhaar and the Ration Card database (use e-KYC correction)
  • Assuming senior citizens aged 70+ need an income certificate — all seniors aged 70+ are universally eligible under the Ayushman Vay Vandana expansion

Frequently Asked Questions

How to download Ayushman Bharat Card online using Aadhaar?

1) Go to beneficiary.nha.gov.in. 2) Select 'Beneficiary' login and enter your mobile number with OTP. 3) Select your State and search by 'Aadhaar Number'. 4) If e-KYC is completed, click the green 'Download Card' icon. 5) Authenticate via Aadhaar OTP to download the official Ayushman Bharat Card PDF.

Are all senior citizens aged 70 and above eligible for Ayushman Bharat?

YES! The Government of India has expanded the Ayushman Bharat PM-JAY scheme to provide a distinct ₹5 Lakh annual top-up health insurance cover to ALL senior citizens aged 70 years and above (Ayushman Vay Vandana Card), regardless of their socio-economic status or family income.

What is covered under the Ayushman Bharat PM-JAY scheme?

PM-JAY provides up to ₹5,00,000 per eligible family per year for secondary and tertiary cashless medical treatment across 28,000+ empanelled government and private hospitals in India, covering 1,900+ surgical, medical, and diagnostic procedures including pre- and post-hospitalization expenses.

What is the official helpline number for Ayushman Bharat PM-JAY?

The official 24/7 toll-free helpline numbers for Ayushman Bharat are 14555 and 1800-111-565. You can call these numbers to locate empanelled hospitals, verify eligibility, or register grievances.

What is the difference between an ABHA Card and an Ayushman Card?

1) ABHA Card (Ayushman Bharat Health Account): A 14-digit digital health ID used to store and share medical records across doctors and labs nationwide (available to all citizens). 2) Ayushman Card (PM-JAY): A health insurance card providing up to ₹5 Lakh free cashless hospital treatment to eligible beneficiaries.

📄 Related Documents

Ready to Apply?

Visit the official government portal to start your application

Go to Official Portal →
Try India Docs AI!