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NPS Tier I & II (National Pension System)

Market-linked, voluntary retirement savings scheme for Indian citizens

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Quick Information

⏱️ Processing Time

Instant PRAN generation (Online mode)

💵 Fees

Initial contribution plus account opening/CRA charges

✅ Eligibility

Any Indian citizen aged 18-70 years

Who Needs This Document?

Individuals looking to build a retirement corpus with additional tax benefits (Sec 80CCD(1B))

Required Documents

  • Aadhaar Card (Linked with Mobile number for e-KYC)
  • Scanned Signature
  • Cancelled Cheque (for Tier II or specific banks)

How to Apply for NPS Tier I & II (National Pension System)

1

Choose CRA

Visit the NSDL (Protean) or KFintech eNPS portal.

2

Register Online

Click on National Pension System and apply online as an Individual Subscriber.

3

e-KYC with Aadhaar

Enter Aadhaar details and verify using OTP.

4

Fill Personal Details

Complete the form with personal, contact, and bank details.

5

Select Pension Fund & Asset Allocation

Choose your preferred Pension Fund Manager (PFM) and investment choice (Auto/Active).

6

Generate PRAN

Make initial contribution (Min 500 for Tier 1) and your Permanent Retirement Account Number (PRAN) is generated.

📝 How to Update NPS Tier I & II (National Pension System)

To update your NPS Tier I & II (National Pension System) details or modify registration information, visit the official government portal with the required documents and submit a change request.

1

Visit the Official Portal

Go to https://enps.nsdl.com/eNPS/ and log in to your account.

2

Navigate to Profile/Update Section

Find the section for "Profile Update", "Amendment", or "Change Request" for your NPS Tier I & II (National Pension System).

3

Select Fields to Update

Choose the specific fields (e.g., address, mobile, business details) that need to be changed.

4

Upload Supporting Documents

Provide scanned copies of documents that support the requested changes.

5

Submit and Get Acknowledgment

Submit the form and save the acknowledgment or reference number for future follow-up.

⬇️ How to Download NPS Tier I & II (National Pension System)

Your NPS Tier I & II (National Pension System) certificate or details can be downloaded directly from the official government portal in PDF format for your records.

1

Log In to the Portal

Visit https://enps.nsdl.com/eNPS/ and log in with your registered credentials.

2

Navigate to Your Profile or Registration

Find the section showing your NPS Tier I & II (National Pension System) details.

3

Download Certificate or Details

Click "Download Certificate", "Print", or "Export PDF" to get a copy of your registration.

4

Save and Use

Save the downloaded PDF for submitting to banks, partners, or government agencies.

🔍 How to Check NPS Tier I & II (National Pension System) Application Status

You can check the status of your NPS Tier I & II (National Pension System) application or any pending requests by logging into the official portal and viewing your application history.

1

Log In to the Portal

Visit https://enps.nsdl.com/eNPS/ and sign in with your credentials.

2

Go to Application History

Navigate to "My Applications", "Track Application", or a similar section.

3

Find Your Application

Locate your recent application using the application number or date.

4

View Status

Check whether your application is approved, rejected, or pending additional documents.

⚠️ Common Mistakes to Avoid

  • Not nominating a beneficiary
  • Failing to link PAN during registration

Frequently Asked Questions

Can I withdraw Tier I corpus before retirement?

Partial withdrawal (up to 25% of self-contribution) is allowed after 3 years for specific reasons like buying a house, children education, or critical illness.

What is the difference between Tier I and Tier II?

Tier I is the mandatory retirement account with lock-in and tax benefits. Tier II is a voluntary savings account (no lock-in) requiring an active Tier I account.

Ready to Apply?

Visit the official government portal to start your application

Go to Official Portal →
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