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ESIC e-Pehchan Card (Employees' State Insurance Corporation)

10-digit IP number, ₹21,000 wage ceiling, cashless ESIC hospital OPD/IPD, maternity benefit & e-Pehchan download

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📝 Reviewed by: India Docs Portal Editorial Team📅 Last updated: August 28, 2026Sources: Official .gov.in portals

Quick Answer

💡 The ESIC e-Pehchan Card is an official health and social security identity document issued by the Employees' State Insurance Corporation (Ministry of Labour and Employment) to formal sector employees earning monthly wages up to ₹21,000. It grants 100% cashless medical treatment at ESIC hospitals for the employee and their family, along with paid maternity (26 weeks) and cash sickness benefits.

Quick Information

⏱️ Processing Time

Instant 10-digit IP generation by employer | e-Pehchan card downloaded immediately upon registration

💵 Fees

100% Free card issuance | Statutory Contribution: 0.75% of wages (Employee share) + 3.25% of wages (Employer share)

✅ Eligibility

Employees drawing monthly wages (excluding overtime) up to ₹21,000 (or ₹25,000 for Persons with Disabilities PwD) working in establishments registered under the ESI Act 1948

Who Needs This Document?

Employees in factories, shops, IT firms, restaurants, and private establishments with 10 or more workers earning up to ₹21,000 per month (and their dependent family members) for comprehensive cashless healthcare, cash sickness allowance, and paid maternity benefits

Required Documents

  • 10-Digit ESIC Insurance Number (IP Number) assigned upon joining
  • Aadhaar Card and Mobile Number of the Insured Person (IP)
  • Aadhaar Cards and Passport-size photographs of dependent family members (spouse, children, parents)
  • Bank Account Details (Passbook / Cancelled Cheque) for direct benefit cash transfers (DBT)
  • Appointment Letter or Salary Slip from the employer

How to Apply for ESIC e-Pehchan Card (Employees' State Insurance Corporation)

1

Employer Enrolls Employee on ESIC Portal

Upon joining, your employer registers you on esic.gov.in and generates your permanent 10-digit Employee Insurance Number (IP Number).

2

Add Dependent Family Members & Nominee

Provide Aadhaar details and photos of your spouse, children (up to 21/25 years or unmarried daughters), and dependent parents earning less than ₹9,000/month.

3

Employer Generates e-Pehchan Counterfoil

Your employer downloads the official system-generated e-Pehchan card PDF, signs and stamps it, and hands over the printed counterfoil.

4

Log In to Insured Person (IP) Portal

Visit esic.gov.in (or open UMANG app), select 'Insured Person / Beneficiary Login', enter your 10-digit IP number and password to access digital services.

5

Download Digital e-Pehchan Card

Download and save the digital color e-Pehchan Card with individual family beneficiary details.

6

Avail Cashless Medical Care at ESIC Hospitals

Present your e-Pehchan card at your assigned parent ESIC Dispensary / Hospital or tie-up super-specialty hospital for 100% cashless treatment, diagnostics, and medicines.

📝 How to Update ESIC e-Pehchan Card (Employees' State Insurance Corporation)

How to add a newborn child, update bank account, or correct name in ESIC records:

1

Log In to ESIC IP Portal

Sign in at esic.gov.in/IPPortal/ using your 10-digit IP Number.

2

Select 'Update Profile / Add Family Details'

Choose the amendment option and input child/dependent Aadhaar coordinates.

3

Employer Portal Endorsement

Your employer verifies the birth certificate/bank passbook and submits the change to the ESIC Branch Office.

4

Download Revised e-Pehchan Card

Receive the updated digital counterfoil with newly linked dependents.

⬇️ How to Download ESIC e-Pehchan Card (Employees' State Insurance Corporation)

Download an official digital e-Pehchan Card PDF online:

1

Open ESIC Portal (esic.gov.in)

Click on 'Insured Person (IP) Portal'.

2

Enter 10-Digit IP Number & Password

Sign in with your employee insurance credentials.

3

Select 'View / Download e-Pehchan Card'

Open your official family medical identity counterfoil.

4

Print & Save Color PDF

Save the printable PDF bearing official barcoded registration details and dispensary allocation.

🔍 How to Check ESIC e-Pehchan Card (Employees' State Insurance Corporation) Application Status

Track your monthly contribution credit, dispensary allocation, and claim status:

1

Log In to IP Portal / UMANG App

Open your ESIC beneficiary dashboard.

2

Check 'Contribution Details'

Verify that your employer has deposited monthly wage contributions.

3

Track Cash Benefit / Maternity Claims

View the direct benefit transfer (DBT) sanction status of sickness or maternity claims.

⚠️ Common Mistakes to Avoid

  • Confusing the 10-digit Employee Insurance Number with the 17-digit Employer Code (the 10-digit IP is your personal lifelong ID across job changes)
  • Not adding family dependents during initial onboarding (delays emergency medical approvals at ESIC hospitals)
  • Failing to update Aadhaar KYC on the IP portal (required for automated DBT maternity and sickness allowance deposits)

Frequently Asked Questions

What is an ESIC e-Pehchan Card and who is eligible?

The e-Pehchan Card is a statutory social security and medical health card issued by the Employees' State Insurance Corporation (MoLE) under the ESI Act 1948. It is mandatory for all formal sector workers earning monthly gross wages up to ₹21,000 (₹25,000 for disabled workers). It provides 100% cashless medical coverage to the worker and their dependent family.

What medical and cash benefits are provided under the ESIC scheme?

1) Medical Benefit: Full cashless outpatient (OPD) and inpatient (IPD) treatment at 1,500+ ESIC hospitals and tie-up private centers from Day 1 of employment. 2) Maternity Benefit: 26 weeks of 100% paid leave for insured women. 3) Sickness Benefit: Cash payout equal to 70% of average daily wages for up to 91 days. 4) Disablement / Dependant Pension: Monthly lifetime pension for employment injury or death.

How to download the ESIC e-Pehchan Card online?

1) Employer Route: Employer logs in to esic.gov.in > Employee > 'Print e-Pehchan Card', downloads the official PDF with corporate stamp. 2) Employee Route: Insured Person logs in at esic.gov.in/IPPortal/ or uses the UMANG Mobile App > ESIC Services > 'Download e-Pehchan Card' using their 10-digit IP number and mobile OTP.

Does the ESIC Insurance Number change when switching jobs?

NO. Your 10-digit ESIC Insurance Number is permanent for life. When changing employers, you must provide your existing IP Number to your new employer so that your continuous service history and medical eligibility are preserved.

Who is considered a dependent family member under ESIC?

1) Spouse, 2) Minor legitimate children and dependent unmarried daughters, 3) Infirm children with physical/mental disability (lifetime coverage), 4) Dependent parents whose combined monthly income from all sources does not exceed ₹9,000 per month.

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