Kisan Credit Card for farmer loans and PM-Kisan scheme benefits
Visit Official Portal →💡 The PM-Kisan Samman Nidhi Yojana provides ₹6,000/year (₹2,000 every 4 months) to small and marginal farmer families. The Kisan Credit Card (KCC) provides affordable institutional credit at 4% interest rate for agricultural needs. Both are available through pmkisan.gov.in and respective bank branches. Excluded categories: government employees, income taxpayers, and professionals.
7 to 30 days for KCC; instant for PM-Kisan registration
PM-Kisan: Free (direct benefit transfer of ₹6,000/year). KCC: Processing fee varies by bank, usually ₹100-₹500
Small and marginal farmer families (both landowner and tenant cultivators) with cultivable land. Government institutional employees, income taxpayers, and professionals (doctors, engineers, etc.) are excluded.
All landholding farmer families in India who want access to institutional credit at subsidised interest rates and direct income support under the PM-Kisan Samman Nidhi Yojana.
Visit pmkisan.gov.in and use the Beneficiary Status checker to verify if your name is in the land records as a cultivator.
Go to pmkisan.gov.in, click 'Farmers Corner', and register as a new farmer with your Aadhaar, bank account, and land details.
Upload scanned copies of land ownership documents (Form-C, 7-12, Khatauni) from the state land record portal.
The Village Agricultural Officer or Block Agriculture Officer verifies the land details and farmer status.
Once approved, ₹2,000 is credited directly to your bank account every 4 months (total ₹6,000/year).
Visit your bank (SBI, PNB, HDFC, etc.) with PM-Kisan registration proof to apply for a KCC with interest subsidy and credit access.
Update your PM-Kisan details (bank account, mobile number, land records) on the PM-Kisan portal or through the local Agriculture Officer.
Go to pmkisan.gov.in and click 'Edit Aadhaar失败' or 'Update Farmer Details' in the Farmers Corner.
Enter the corrected details and submit. An OTP verification may be required.
Visit the state land record portal (e.g., Bhu-Naksha, MahaBhulekh) to first update the state-level land records, which will then sync with PM-Kisan.
If online update fails, visit the Block Agriculture Officer or Village Agriculture Officer with updated documents for manual correction.
You can download the PM-Kisan Beneficiary Status report and acknowledgment from the PM-Kisan portal. The Kisan Credit Card is obtained from the bank.
Go to pmkisan.gov.in -> Farmers Corner -> Beneficiary List and search by village, state, or district to download the list.
After registration, note the application reference number. Use it to check the status and download the acknowledgment.
Visit your bank branch with required documents to apply for the Kisan Credit Card. The bank will process and issue the card within the prescribed timeline.
Check PM-Kisan application and payment status on the official PM-Kisan portal or through the PM-Kisan mobile app.
Go to pmkisan.gov.in, click 'Know Your Status', and enter your Aadhaar or mobile number.
Use the 'Payment Status' tab to see if the installment has been credited to your bank account.
Call the PM-Kisan helpline 155261 or email pmkisan@gov.in for unresolved issues.
If online tracking shows discrepancies, visit the Block Agriculture Officer with all documents for manual resolution.
Eligible farmer families receive ₹6,000 per year in three equal installments of ₹2,000 each, transferred directly to their bank account.
PM-Kisan is a direct income support scheme providing ₹6,000/year. The Kisan Credit Card (KCC) is an institutional credit product that provides affordable loan access (up to ₹3 lakh at 4% interest) for agricultural and allied activities.
Government employees, income taxpayers, professionals (doctors, lawyers, engineers, etc.), and farmer families where any member pays income tax are not eligible.
Visit pmkisan.gov.in -> Farmers Corner -> Status. Enter your Aadhaar number, mobile number, or account number to check your application status.
Yes, tenant farmers who cultivate land can apply. They need to submit a self-declared affidavit and land cultivation proof. Some states have introduced special provisions for tenant farmers.
Visit the official government portal to start your application
Go to Official Portal →